Experiments in Investing for 2015: Private Lending Pools with Lending Club

LendingClub logo landscape lrg

I’m committed to trying several new ways to make money investing in 2015. One way, new to me at least, is: This is a way to make direct loans to individuals by pooling my money with hundreds of other investors – the industry term is Peer to Peer (p2p) lending. This allows me to diversify […]

Sucker = Investor?

Banks pens trust quote

Some people never become investors because they’re afraid of being conned. The stories become the stuff of legends and, for the fearful, they define the financial landscape. My mother never quite trusted banks, she probably was indoctrinated with the fear as a child born near the end of the Great Depression. So, as she considered the […]

Is It Too Late? Money Lessons You Should of Learned in School but Didn’t

piggy bank graduate cap

Funny thing about Money Rules – you either learn them from teachers or learn them the hard way, by making mistakes. If you’d like to avoid the entire “Hard-Knocks University” program, put these financial lessons from the MoneyDiva to work. Start Investing Early and Keep at It So, you didn’t open an IRA or 401k […]

Investing 101: Types of Investors and Traders

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Many new investors find the classifications or styles of investing confusing. When you first start studying about equity (and debt) investing, you’ll find many teachers and authors talk about styles of investments and investors. These classifications often vary by the school-of-thought the author subscribes to but let’s define some of the most common. First up, […]

Are You Sabotaging Your Financial Life?

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… maybe not intentionally – you say you want to be wealthy, or at least secure… and yet, so many people’s daily choices about how they make, spend and save money lead to a financial dead-end. Are you doing any of these 5 things that pretty much guarantee you end up broke?     1. Overspend […]

Got Money? Know How it Works?


Take a few minutes and improve your understanding of economic principles by watching this engaging video: Tell us what you think in the comments below… Live Long and Prosper, Leah the MoneyDiva.com

Timing the “Markets” with Warren Buffett


 Biggest investing mistakes? Sins of omission according to Buffett. Meet me at the bar next time you have some cash burning a hole in your pocket! Live Long and Prosper, Leah the MoneyDiva.com

What’s Stopping You – Budgeting and Planning Obstacles


It’s hard to find anyone who’s willing to argue that planning and goal setting won’t help secure a better, more secure, financial future. So why do so many of us fail to plan? Manana/tomorrow is the most common excuse people make when asked to spend time planning, goal setting and budgeting. We’ve always got more […]

#1 Secret to Joining the Wealthy: Nix Your Bad Money Habits


Honestly, you can’t believe that you’ll ever move up into the wealthy class behaving like a poor person, can you? Whatever you’ve been telling yourself, why you Can’t save money, Don’t have a substantial investment portfolio, or Just don’t seem to be making progress on your goals… Start by admitting they’re excuses for doing what […]

Leading Economic Indicators for Successful Investors


Ahhh, the dismal science – economics. So called because of the dismal (and spectacularly wrong) projections of mass starvation made by 19th century economist Thomas Malthus. Calling economics dismal may be appropriate, calling it a science is sometimes questionable. Economist have been wrong so many times, you may wonder why we bother to look when […]