The #1 Money Mistake that Can Ruin Your Retirement

People screw up their finances in so many ways, it’s hard to pick the #1 mistake but, IMHO,

green-arrow-126x85Failing to Plan is the worst.

The corollary is Planning to Fail by not actually doing anything to implement your plan.

We all know (at least rationally), that we should have been saving for old age/retirement/financial freedom from our very first paychecks, certainly from our first adult job. But, unless you’re an outlier like I am (I always had 10% transferred to the credit union or savings bonds – weird, I know), you don’t get to use this as an excuse to continue to avoid planning your financial future!

Sticking your head in the sand (metaphorically and literally), is irresponsible and dangerous. head-in-sand-boy1

People consider and actually commit suicide for lesser problems than running out of money when you’re too old to earn any more. If you have family and friends who care about you, you’re basically sticking them with your problem. So, if you won’t do it for yourself, at least do it so you won’t screw-up their lives.

And, no matter where you are financially (barring current bag-ladyism, perhaps), an honest look at your current assets and a realistic look at your options is worth a few minutes of your time.

Since you’re reading this online, I assume you have access to the wide variety of 100% FREE web based tools for making a financial plan. To get my list of the best retirement planning tools, put your name and email below and I’ll send you the link.








Live long and prosper, Leah the MoneyDiva.com

  • 2WMM PS Icon v1PS What? You’re still here? Do you already have a plan? Maybe you’re not so sure it’s a good plan?
  • PPS Well, the Free Tools will help you with making a better plan so, get your list here:








  • PPPS Think it’s too late? Even if you’ve already quit working, there are ways to create a better financial future for yourself. No matter how late, making a plan is better than winging it!